- Student Loan: a GPA of 2.0 and above
- Mortgage: 20 x the total daily reportable wages for the household
- Business loans: 20 x the total daily reportable wages for the household
The option of borrowing directly from friends may also be available. Sims will lend
- up to 50% of household saving to people they are infatuated with at 0% interest. logic is out of the window when love is concerned.
- up to 75%, 50%, 25% to their children outside of the household at 0% interest with whom they are best friends, good friends, or simply friends
- up to 50% to their best friends, 25% to their good friends at varying interest rates.